When Black business owner Jennifer Kelly applied for an emergency loan for small businesses through a major bank last spring, she found herself shut out. Kelly, who runs a clinical psychology practice ...
Community banks also contribute directly to local economic growth, providing a significant share of small business lending ...
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Reasons to have a local bank
Community banks consistently outperform big banks in customer satisfaction, scoring 83 out of 100 compared to 79 for national banks in 2025. Local banks often offer better deposit rates and lower fees ...
Key insight: Banks are critical to helping small business owners through periods of uncertainty, a U.S. Bancorp executive said at American Banker's 2025 Small Business Banking conference. What's at ...
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